The First National Bank of Groton

The record at a glance

Licenses and registrations on file now

FDIC bank office record

Workforce

About 20–49 employees company-wide (estimate)
20–49 employees at the whole bank (FDIC call report, June 30, 2026)

Facts from public records, for customers, vendors and partners checking a business out. They aren’t a rating or an endorsement, and a record can lag behind real life.

Financials

Bank figures

Assets $203.9 million · deposits $175.1 million · net income $1.3 million in the first 6 months of 2026 · 2 offices (whole bank, based in Groton, NY, FDIC call report, June 30, 2026)

Deposits at this office

$116.6 million (FDIC Summary of Deposits, June 30, 2026)

Figures each organization reported to its regulator: banks to the FDIC, credit unions to the NCUA, public companies to the SEC, hospitals to Medicare, nonprofits to the IRS; SBA-backed loans as the SBA publishes them. Figures marked “whole” cover the entire organization, not only this location.

Money and size

Reported spending (FFIEC call reports, year to 2026-06-30)

For the whole company, not only this location.

Total spending $3.2M

• Staff and payroll$1.7M 55%
• Buildings and construction$389K 12%

“Reported” figures come from the organization’s own public filings; other amounts are another party’s record (a contract, grant, payment or purchase), and the two are never added together. Figures marked with a group or company cover more than this location. Spending in the county →

Public records

• Main office of an FDIC-insured bank: $116.6 million in deposits here (June 30, 2026) · Bank offices and their figures