Banks and credit unions100 ft
Chemung Canal Trust Company
203 E Water Street, Elmira
Around Riverfront Park
An address report from Elmira Next (elmiranext.com), Oct 26, 2026. Built from public records; see the sources at the end.
To share this report, copy the page address: it opens the same spot, distance and category.
Gold: this spot. Dark: businesses. Green: space listed as available. Blue: bus stops. Teal: parks and public land. Home-based businesses are counted but not mapped. Click an empty spot on the map to explore there instead.
This spot
- Municipality
- City of Elmira
- Census tract
- 7
- Flood area (county map)
- Not in a mapped flood area
Getting here
- Nearest I-86 exit
- Exit 56, 1.1 mi
- Elmira Corning Regional Airport
- 6.7 mi
- Nearest rail line
- 300 ft (Norfolk Southern Railway)
- Post office
- 0.2 mi (Downtown Elmira Post Office)
- UPS
- 5.6 mi (The UPS Store)
- FedEx
- 7.2 mi (FedEx Ship Center)
Public parking within ½ mile: Eastowne Garage, 0.1 mi; Centertown Parking Garage, 0.1 mi
Bus stops within ½ mile (C TRAN):
- Transit Center - PO Side, 0.2 mi: 1 Southtown; 3 Bulkhead; 4 Hospital Loop; 5 Crosstown; 6 Lake Road; 8 Grand Central; 9 Mall Express; 12 Southside Loop; 20E Elmira/Airport Corporate Park; 30 Elmira - Ithaca
- Transit Center - Railroad Ave, 0.2 mi: 10 Elmira - Owego; 20 Elmira - Corning
- Bragg Towers/Dewitt Avenue, 0.3 mi: 5 Crosstown
Routes and schedules at ridectran.com ↗
Distances are straight-line, not driving. Exits, rail, parking and shipping: © OpenStreetMap contributors. All infrastructure →
Incentive programs here
- Opportunity Zone
- Yes
- HUBZone
- Yes: qualified census tract
- New Markets Tax Credit
- Yes: a low-income community, in deep distress
Investments through Qualified Opportunity Funds can get federal capital-gains tax benefits. New zones take effect in 2027.
A small business with its main office in a HUBZone, and at least 35% of its employees living in one, can certify for the SBA HUBZone program’s federal contracting preferences.
Business and real estate projects here can raise New Markets Tax Credit financing through Community Development Entities (CDEs); distressed tracts are often prioritized.
Sources: SBA (HUBZones), U.S. Treasury CDFI Fund (New Markets Tax Credit tracts), NYS Department of State (Brownfield Opportunity Areas), NYS Office of Parks, Recreation and Historic Preservation (National Register). Eligibility depends on the project: confirm with the program.
Environmental checks
- DEC cleanup sites within ½ mile
- NYSEG - Elmira Water St. MGP (State Superfund, cleanup active, 0.4 mi); Pennsylvania Lines LLC, Elmira 5th Street Yard (Brownfield Cleanup Program, cleanup active, 0.5 mi) ↗
- Mapped wetlands
- None at this point
Sites in NYS DEC’s remediation programs. Look them up by number in DEC’s DECinfo Locator.
Sources: NYS DEC (remediation sites, spill reports), Chemung County GIS (DEC wetlands and the National Wetlands Inventory). Not a site assessment: a Phase I environmental review is the standard for a purchase.
Internet service nearby
100% of the 108 homes and businesses within ¼ mile can get 100/20 Mbps or faster over a wired connection (fiber, cable or DSL).
| Provider | Service | Fastest offered | Reaches |
|---|---|---|---|
| Spectrum | Cable | 1 Gbps / 1 Gbps | 91% |
| Empire Long Distance Corporation | Fiber | 1 Gbps / 100 Mbps | 77% |
| Spectrum | Fiber | 1 Gbps / 500 Mbps | 31% |
| FirstLight Fiber | Fiber | 1 Gbps / 1 Gbps | 2% |
| Verizon | Fixed wireless (licensed) | 300 Mbps / 30 Mbps | 97% |
| T-Mobile | Fixed wireless (licensed) | 100 Mbps / 20 Mbps | 97% |
| Xtreme5G | Fixed wireless (licensed) | 100 Mbps / 20 Mbps | 76% |
Download / upload speeds providers say they offer, from the FCC’s National Broadband Map (data as of Dec 31, 2025), added up over the 20 census blocks around this spot. Satellite service is offered almost everywhere and isn’t listed. Check a specific address on the FCC’s map ↗.
Parks and public land within 3 miles
- Riverfront Park · park, 4.0 acres, this spot is inside it
- Wisner Park · park, 2.0 acres, 0.2 mi
- Brand Park · park, 14.0 acres, 0.4 mi
- Katy Leary Park · park, 1.0 acres, 0.4 mi
- Ross Marvin Park · park, 0.5 mi
- Ernie Davis Park · park, 3.0 acres, 0.5 mi
- Sly Street Park · park, 1.0 acres, 0.5 mi
- East Water Street Park · park, 4.0 acres, 0.6 mi
Distance to the nearest edge. All parks and public land →
Traffic on nearby roads
| Road | Counted between | Vehicles a day | Trucks | Count year | Distance |
|---|---|---|---|---|---|
| E Water St (NY 352) | NY 14 – NY 352/Madison Ave | 4,211 | 5% | 2018 | 50 ft |
| W Water St | S Main St – NY 14 | 4,324 | 3% | 2018 | 100 ft |
| E Water St | Carl Proper Dr – NY 14 | 4,235 | 4% | 2019 | 100 ft |
| Clemens Center Parkway (NY 14) | E Water St - Ny352 Eb – Church St | 6,416 | 4% | 2018 | 200 ft |
| E Gray St | NY 14 – Baldwin St | 675 | 2014 | 0.2 mi | |
| Lake St | E Water St – E Church St | 890 | 2017 | 0.2 mi |
Average daily traffic from NYS Department of Transportation counts, on roads within ¼ mile. Some counts are several years old.
Businesses within 1 mile: 586
The 15 nearest
Other businesses250 ft
C&N
250 E Water St, Elmira
Accounting, tax and financial services350 ft
Cfs Group
1 Chemung Canal Plz Ste 1b, Elmira
Banks and credit unions350 ft
Chemung Canal Trust Company
1 Chemung Canal Plz, Elmira
Banks and credit unions400 ft
Norstar Bank (Mechanics Main Branch)
301-303 East Water Street, Elmira
Banks and credit unions400 ft
Five Star Bank (Elmira Branch)
100 West Water Street, Elmira
Gyms, fitness and yoga400 ft
Dance Force
307 E. Water St, Elmira, NY
Law firms400 ft
Buck, Danaher, Ryan And Mcglenn
100 Baldwin St, Elmira
Hair salons400 ft
Station 83
116 Baldwin St Ste 101, Elmira
Other businesses400 ft
Historic Elmira, Inc.
311 East Water Street, Elmira, NY
Cafés, bakeries and ice cream400 ft
The Cakery
116 Baldwin St, Elmira
Banks and credit unions500 ft
Wells Fargo Advisors
100 W Water St, Elmira
Engineering, architecture and surveying500 ft
LaBella Associates
100 W Water St Ste 101, Elmira
Cafés, bakeries and ice cream500 ft
Elmira Tea & Coffee House
100 W Water St Ste 3, Elmira
Recreation and entertainment500 ft
Chemung Valley Airshow Charities
333 E Water St Ste 200, Elmira
By category
Pick a category to see those businesses on the map and in a table with their public records: your competitors, or the services and suppliers nearby. Businesses run from home aren’t listed here, to keep their addresses private.
The neighborhood: tract 7
- People
- 2,216
- Median age
- 48 years
- Median household income
- $14,841
- Below the poverty line
- 59%
- Adults 25+ with a bachelor’s degree or more
- 15%
- Unemployment
- 0%
- Median home value
- $112,900
- Median rent
- $658 a month
- Homes and apartments
- 1,264 (15% vacant)
- Small-business loans by banks, 2024
- 57 ($2.1 million)
Census Bureau, American Community Survey 2020–2024, for the census tract this address is in. Small-area figures have wide margins of error. Loans: banks’ Community Reinvestment Act reports (FFIEC).
People and jobs nearby
- People living nearby
- 11,174
- Homes and apartments
- 5,576
- Jobs located nearby
- 7,129
- Jobs paying over $3,333 a month
- 59%
Biggest employers by industry
- Public administration
- 2,301 jobs
- Health care and social assistance
- 900 jobs
- Manufacturing
- 810 jobs
- Hotels and food service
- 539 jobs
- Retail
- 436 jobs
Added up over 4 census tracts: the one this address is in and those centered within 1 mile, so it can cover a wider area than the circle. People: ACS 2020–2024. Jobs: Census Bureau LEHD workplace counts, 2023.
Chemung County’s economy
- Unemployment rate
- 4.2%
- Labor force
- 35,612
- Jobs in the county
- 32,747
- Employers
- 1,852
- Average weekly wage
- $1,248
| Private industry | Jobs | Avg weekly wage |
|---|---|---|
| Health care and social assistance | 5,996 | $1,253 |
| Manufacturing | 4,684 | $1,628 |
| Retail | 4,335 | $730 |
| Hotels and food service | 2,744 | $491 |
| Transportation and warehousing | 1,523 | $1,202 |
| Construction | 1,255 | $1,557 |
Bureau of Labor Statistics: unemployment August 2026 (preliminary); jobs and wages Q1 2026 (all employers; the table shows private industries).
Business properties within 1 mile: 958
Retail, restaurants and shopping: 244 · Vacant commercial and industrial land: 233 · Hotels, apartments and mobile home parks: 205 · Auto and gas: 126 · Offices and banks: 76 · Industrial and warehouses: 64 · Other commercial: 10
- 250 Water St, Elmira: professional building, 0.13 acres, Opportunity Zone (250 ft)
- 211 Water St, Elmira: bank complex with offices, 2.8 acres, Opportunity Zone (300 ft)
- 301 Water St, Elmira: office building, 0.16 acres, Opportunity Zone (450 ft)
- 122 Clemens Center Pkwy, Elmira: parking lot, 0.06 acres, Opportunity Zone (450 ft)
- 108-116 Baldwin St, Elmira: downtown row building (shared walls), 0.17 acres, Opportunity Zone (450 ft)
- 307 Water St, Elmira: downtown row building (shared walls), 0.06 acres, Opportunity Zone (450 ft)
- 180 Clemens Center Pkwy, Elmira: vacant commercial land, 0.19 acres, Opportunity Zone (500 ft)
- 309 Water St, Elmira: downtown row building (shared walls), 0.05 acres, Opportunity Zone (500 ft)
No space listed as available nearby yet. Owners and brokers can list space for free.
Sources
Businesses: New York State licenses, permits and filings matched by Elmira Next. Properties: Chemung County GIS parcel map. Neighborhood figures: U.S. Census Bureau (American Community Survey; LEHD). County economy: U.S. Bureau of Labor Statistics. Traffic: NYS Department of Transportation. Buses: C TRAN’s public schedule feed. Internet service: FCC National Broadband Map. Opportunity Zones: U.S. Treasury. Flood areas: the county’s flood map (not a FEMA determination). Map: OpenStreetMap contributors. All sources →