Housing in Chemung County
Homes, rents and assisted housing, from the Census Bureau, HUD and the businesses in this site’s directory.
- 39,252homes (housing units), 10.2% vacant
- $141,100median home value
- $1,059median rent (gross, a month)
- 79new homes and apartments permitted this year (to Aug 2026)
Census Bureau, American Community Survey 2020–2024 5-year estimates. Median rent includes utilities.
By town, village and city
| Place | Homes | Vacant | Median home value | Median rent |
|---|---|---|---|---|
| City of Elmira | 12,676 | 16.9% | $93,000 | $909 |
| Town of Horseheads | 9,077 | 6.1% | $159,000 | $1,161 |
| Town of Southport | 4,862 | 10.4% | $123,200 | $1,121 |
| Village of Horseheads | 3,495 | 8.6% | $141,400 | $1,181 |
| Town of Big Flats | 3,420 | 0.7% | $218,500 | $1,345 |
| Town of Elmira | 3,023 | 8.2% | $187,900 | $1,154 |
| Village of Elmira Heights | 1,921 | 8.7% | $104,800 | $851 |
| Town of Veteran | 1,481 | 4.3% | $170,400 | $787 |
| Town of Catlin | 1,111 | 6.3% | $176,400 | $1,132 |
| Town of Chemung | 1,046 | 9.2% | $134,300 | $1,042 |
| Town of Erin | 837 | 7.9% | $133,400 | $747 |
| Town of Ashland | 714 | 13.2% | $76,700 | $917 |
| Town of Van Etten | 643 | 14.9% | $146,500 | $1,071 |
| Town of Baldwin | 362 | 7.5% | $150,400 | $1,388 |
| Village of Wellsburg | 213 | 9.9% | $97,900 | $758 |
| Village of Millport | 124 | 14.5% | $103,800 | $1,833 |
A town’s figures include its villages. Small places have wide margins of error in the survey; “–” where the Census Bureau doesn’t publish a median.
New homes permitted this year
79 homes in 31 new buildings: 20 single-family, 2 in 2–4 unit buildings and 57 in buildings of 5 or more, $13.1 million in construction value.
| Where | Homes | Single-family | 5 or more units | Value |
|---|---|---|---|---|
| Elmira | 57 | 0 | 57 | $6.4 million |
| Horseheads town | 6 | 4 | 0 | $1.8 million |
| Big Flats town | 5 | 5 | 0 | $2.6 million |
| Catlin town | 3 | 3 | 0 | $288,834 |
| Chemung town | 3 | 3 | 0 | $380,250 |
| Erin town | 2 | 2 | 0 | $676,680 |
| Elmira Heights village | 1 | 1 | 0 | $400,000 |
| Southport town | 1 | 1 | 0 | $250,000 |
| Veteran town | 1 | 1 | 0 | $295,036 |
Census Bureau Building Permits Survey, new privately owned housing, year to date through August 2026. Places that issued none aren’t listed. Development →
Home mortgages
1,394 home loans made in 2025, $185.1M in all. The lenders that made the most:
Home Mortgage Disclosure Act data (CFPB and FFIEC): loans originated for homes in the county, by lender. No borrower details are kept.
Income-restricted and assisted housing
23 properties with 2,014 homes, 2,001 of them income-restricted or assisted.
| Property | Address | Program | Homes | Restricted or assisted | Serves |
|---|---|---|---|---|---|
| Bragg Tower & Edward Flannery Apts. | 300 S Main St, Elmira | Public housing (Elmira Housing Authority) | 334 | 334 | |
| Hathorn Court (2002) | 472 Hathorn Ct, Elmira | Low-income housing tax credit | 274 | 274 | families |
| Heritage Park Apartments | 859/875 E.Water St, Elmira | HUD-assisted (LMSA) | 212 | 212 | families |
| Villa Serene Apartments | 399 E 14th St, Elmira Heights | HUD-assisted (LMSA) | 181 | 180 | seniors |
| Hoffman Plaza | 727 Reservoir St Apt, Elmira | Public housing (Elmira Housing Authority) | 144 | 144 | |
| Riverview Apartments | 101 Harmon Street, Elmira | HUD-assisted (Sec 8 NC) | 128 | 128 | families |
| Eastgate Apts (2007) | 150 Harriet St, Elmira | Low-income housing tax credit | 102 | 102 | |
| Libertad Elmira (2019) | 624 Baldwin Street, Elmira | Low-income housing tax credit | 91 | 90 | |
| St Joseph's Apts (1994) | 550 E Church St, Elmira | Low-income housing tax credit | 66 | 66 | seniors |
| St. Joseph's Preservation (2015) | 550 Church St, Elmira | Low-income housing tax credit | 66 | 66 | seniors |
| Biltmore Crossing (2015) | 81 Biltmore Drive Bldg.a, Horseheads | Low-income housing tax credit | 56 | 56 | |
| Cds Elmira Senior Living (2018) | 910 Maple Avenue, Elmira | Low-income housing tax credit | 50 | 50 | seniors, people with disabilities |
| Chemung Crossing (2019) | 226-230 South Main Street, Elmira | Low-income housing tax credit | 45 | 45 | people with disabilities |
| Carpenter Housing | 551 East Church St, Elmira | HUD-assisted (PRAC/202) | 40 | 39 | seniors |
| St Patrick's Apts | 509 Park Pl, Elmira | Low-income housing tax credit | 39 | 29 | seniors |
| Lafrance Apartments (2020) | 416 Powell Street, Elmira | Low-income housing tax credit | 37 | 37 | |
| Park Terrace Congregate Apts (2010) | 1281 Pennsylvania Ave, Pine City | Low-income housing tax credit | 32 | 32 | seniors |
| Clemens Manor (2000) | 201 E Church St, Elmira | Low-income housing tax credit | 30 | 30 | seniors |
| Gerard Block Apartments (2020) | 118-126 Lake Street, Elmira | Low-income housing tax credit | 28 | 28 | |
| Town Haven Apts (2004) | 50 Olcott Rd S, Big Flats | Low-income housing tax credit | 24 | 24 | seniors |
| Van Etten Senior Project (1991) | 7 John St, Van Etten | Low-income housing tax credit | 12 | 12 | seniors |
| Miller Manor | 400 Powell St, Elmira | HUD-assisted (PRAC/811) | 12 | 12 | people with disabilities |
| Mcniff Commons (2006) | 401 Powell St, Elmira | Low-income housing tax credit | 11 | 11 | people with disabilities |
From HUD: the low-income housing tax credit database (year placed in service in brackets), HUD-assisted multifamily properties and public housing developments. A property can be in more than one program, so totals may count homes twice. For openings, call the property or the housing authority.
Fair Market Rents
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $949 | $978 | $1,283 | $1,606 | $1,713 |
HUD’s Fair Market Rents for Elmira, NY MSA (rent plus utilities, the current federal fiscal year), used for Housing Choice Vouchers and many programs. Not an average of listings.
Tax-credit homes by when they opened
Homes in low-income housing tax credit (LIHTC) projects, by the decade each was placed in service (HUD’s LIHTC database).
Housing and real estate businesses
79 apartment communities, property managers, real estate offices, builders and other housing businesses are in the directory. Browse them →