Elmira NextChemung County’s business nexus, built from public records

Business pulse: Tioga County, PA

Tioga County, PA by the numbers, counted from the public records this site reads for it. The county’s page →

People
40,945
Median household income
$64,899
Unemployment rate
4.2% (August 2026)
Jobs in the county
12,004 (Q1 2026)
Employers
990
Average weekly wage
$1,025

Census Bureau (American Community Survey) and Bureau of Labor Statistics.

New in public records, by quarter

Businesses open today, counted by the quarter of their earliest dated public record (1,065 of the 1,959 have one). This county’s records are matched automatically and checked less closely than Chemung’s.

Openings and closings

QuarterFirst public recordConfirmed closedNet
2026 Q4 (so far)000
2026 Q3130+13
2026 Q290+9
2026 Q1150+15
2025 Q4120+12
2025 Q330+3
2025 Q290+9
2025 Q1110+11
2024 Q4100+10

First public record: a new license, registration, filing or permit, so not always an opening day. Closings count once confirmed (from a public record, the business or a visit), in the quarter of the closing date when it’s known and otherwise the quarter it was confirmed; we began confirming them in October 2026, so quarters before that show few. The net is a rough guide.

New in the last 12 months, by kind

The largest kinds of business

Where they are

  • Wellsboro176
  • Mansfield102
  • Westfield32
  • Tioga30
  • Blossburg30
  • Lawrenceville22
  • Elkland22
  • Liberty20
  • Knoxville16
  • Osceola15
  • Millerton11
  • Middlebury Center9

Businesses with a street address, by the town in it (the largest 12). Home-based businesses aren’t counted here.

Health care

25 hospital beds and 240 nursing home beds.

Practices, clinics and facilities in the directory (individual practitioners are never listed). Beds: Medicare cost reports and nursing home records.

Bank deposits at local branches

  • First Citizens Community Bank510 million 42%
  • Citizens & Northern Bank471 million 39%
  • Northwest Bank224 million 19%

$1.2 billion held at 13 bank branches in the county, June 2026 (FDIC Summary of Deposits).

SBA-backed loans

  • 20265 loans $2.4 million
  • 20253 loans $3.4 million
  • 20244 loans $1 million
  • 20238 loans $4.6 million
  • 20209 loans $7.2 million
  • 20181 loans $452,000
  • 20112 loans $1.3 million
  • 20101 loans $231,000

33 7(a) and 504 loans to businesses here, $20.6 million in all, backing 297 jobs (the borrowers’ own estimates). 10 went to startups. U.S. Small Business Administration loan data; loans to individuals are left out.

SBA lenders

  • First Heritage Federal Credit Union9 loans $2.4 million
  • Northwest Bank8 loans $2.9 million
  • First Citizens Community Bank4 loans $1.1 million
  • Manufacturers and Traders Trust Company2 loans $80,000
  • Citizens Bank, National Association1 loans $5 million
  • Newtek Small Business Finance1 loans $3.2 million
  • Readycap Lending1 loans $1.8 million
  • Live Oak Banking Company1 loans $950,000

A 504 loan counts under its certified development company.

Public money

Federal contracts to local businesses and organizations
$3.8 million (10)
Federal grants to local businesses and organizations
$52.5 million (25)
New homes and apartments permitted this year
38

State Authorities Budget Office (IDA reports), USAspending.gov, the county’s bid pages and the Census Bureau’s permit survey. Public projects → · Spending and market size → · Public budgets →

What the county is known for

Wineries, breweries and distilleries
6
Marcellus gas wells
1,331 (1,023 active)

What we know about them

From the businesses’ own websites, state records and open map data. Browse Tioga County, PA’s businesses →