Elmira NextChemung County’s business nexus, built from public records

Business pulse: Tompkins County, NY

Tompkins County, NY by the numbers, counted from the public records this site reads for it. The county’s page →

People
104,537
Median household income
$74,024
Unemployment rate
4.2% (August 2026)
Jobs in the county
47,754 (Q1 2026)
Employers
2,717
Average weekly wage
$1,405

Census Bureau (American Community Survey) and Bureau of Labor Statistics.

New in public records, by quarter

Businesses open today, counted by the quarter of their earliest dated public record (1,909 of the 3,438 have one). This county’s records are matched automatically and checked less closely than Chemung’s.

Openings and closings

QuarterFirst public recordConfirmed closedNet
2026 Q4 (so far)50+5
2026 Q3220+22
2026 Q2280+28
2026 Q1210+21
2025 Q4170+17
2025 Q3311+30
2025 Q2170+17
2025 Q1210+21
2024 Q4241+23

First public record: a new license, registration, filing or permit, so not always an opening day. Closings count once confirmed (from a public record, the business or a visit), in the quarter of the closing date when it’s known and otherwise the quarter it was confirmed; we began confirming them in October 2026, so quarters before that show few. The net is a rough guide.

New in the last 12 months, by kind

The largest kinds of business

Where they are

  • Ithaca1,877
  • Trumansburg122
  • Dryden102
  • Lansing96
  • Groton82
  • Freeville65
  • Newfield57
  • Brooktondale16
  • Spencer4
  • Slatervle Spg4
  • Mclean4
  • Jacksonville4

Businesses with a street address, by the town in it (the largest 12). Home-based businesses aren’t counted here.

Health care

87 hospital beds and 468 nursing home beds.

Practices, clinics and facilities in the directory (individual practitioners are never listed). Beds: Medicare cost reports and nursing home records.

Liquor licenses

  • Restaurants, bars, clubs and hotels169
  • Stores (beer, wine or liquor to take home)71
  • Breweries, wineries and distilleries31

271 NYS Liquor Authority licenses in force at businesses in the directory.

Bank deposits at local branches

  • Tompkins Bank & Trust1,840 million 64%
  • Manufacturers and Traders Trust Company259 million 9%
  • JPMorgan Chase Bank174 million 6%
  • The First National Bank of Groton117 million 4%
  • Community Bank108 million 4%
  • KeyBank106 million 4%
  • The First National Bank of Dryden96 million 3%
  • Chemung Canal Trust Company79 million 3%
  • Tioga State Bank46 million 2%
  • Cayuga Lake National Bank35 million 1%

$2.9 billion held at 19 bank branches in the county, June 2026 (FDIC Summary of Deposits).

SBA-backed loans

  • 202611 loans $2.6 million
  • 202520 loans $4.7 million
  • 202410 loans $6.6 million
  • 20237 loans $1.3 million
  • 20226 loans $9.3 million
  • 20217 loans $7 million
  • 20206 loans $2.8 million
  • 20194 loans $575,500

74 7(a) and 504 loans to businesses here, $41.1 million in all, backing 695 jobs (the borrowers’ own estimates). 16 went to startups. U.S. Small Business Administration loan data; loans to individuals are left out.

SBA lenders

  • Manufacturers and Traders Trust Company23 loans $1.7 million
  • Tompkins Community Bank14 loans $1.4 million
  • Northeast Bank4 loans $365,000
  • United Midwest Savings Bank National Association2 loans $5.6 million
  • New York Business Development2 loans $2 million
  • Celtic Bank2 loans $1.8 million
  • Five Star Bank2 loans $1.8 million
  • Readycap Lending2 loans $550,000

A 504 loan counts under its certified development company.

Commercial property

TypeParcelsAcresFull market value
Retail, restaurants and shopping6261,519$485.7 million
Offices and banks220319$299.4 million
Auto and gas187253$106.5 million
Industrial and warehouses2433,202$196.3 million
Hotels, apartments and mobile home parks1,1922,476$2.1 billion
Vacant commercial and industrial land4683,786$85.9 million
Other commercial32328$10.2 million

Commercial, industrial and vacant business parcels only (not homes), from the state’s public tax-parcel map. Market values are the assessor’s estimates.

Public money

IDA tax-break projects
58
Full-time jobs at those projects, before → latest report
1,375 → 1,919
At the 28 projects that estimated new jobs, jobs added since
+665 of 843 estimated
Their tax breaks this year: exemptions − PILOTs = net
$13.3 million − $4.3 million = $9.2 million
Empire State Development awards
$89.1 million (145)
Total project cost, including private investment
$300.8 million
New jobs at the awards that report progress: created so far of promised
12 of 997
Federal contracts to local businesses and organizations
$28.1 million (17)
Federal grants to local businesses and organizations
$151.4 million (53)
Open local bids
2
New homes and apartments permitted this year
253

State Authorities Budget Office (IDA reports), USAspending.gov, the county’s bid pages and the Census Bureau’s permit survey. Public projects → · Spending and market size → · Public budgets →

Food safety

Restaurants and food service with a recent inspection
197
No violations at the last inspection
115 (58%)
At least one critical violation
26 (13%)

New York State Department of Health (or the county health department).

What the county is known for

Wineries, breweries and distilleries
23

What we know about them

From the businesses’ own websites, state records and open map data. Browse Tompkins County, NY’s businesses →