Elmira NextChemung County’s business nexus, built from public records

Business pulse: Steuben County, NY

Steuben County, NY by the numbers, counted from the public records this site reads for it. The county’s page →

People
92,588
Median household income
$65,887
Unemployment rate
4.1% (August 2026)
Jobs in the county
33,850 (Q1 2026)
Employers
2,152
Average weekly wage
$1,919

Census Bureau (American Community Survey) and Bureau of Labor Statistics.

New in public records, by quarter

Businesses open today, counted by the quarter of their earliest dated public record (1,901 of the 3,061 have one). This county’s records are matched automatically and checked less closely than Chemung’s.

Openings and closings

QuarterFirst public recordConfirmed closedNet
2026 Q4 (so far)30+3
2026 Q3240+24
2026 Q2250+25
2026 Q1220+22
2025 Q4210+21
2025 Q3171+16
2025 Q2270+27
2025 Q1340+34
2024 Q4190+19

First public record: a new license, registration, filing or permit, so not always an opening day. Closings count once confirmed (from a public record, the business or a visit), in the quarter of the closing date when it’s known and otherwise the quarter it was confirmed; we began confirming them in October 2026, so quarters before that show few. The net is a rough guide.

New in the last 12 months, by kind

The largest kinds of business

Where they are

  • Corning574
  • Hornell354
  • Bath273
  • Painted Post214
  • Hammondsport119
  • Addison76
  • Wayland57
  • Canisteo51
  • Avoca42
  • Campbell37
  • Arkport35
  • Cohocton28

Businesses with a street address, by the town in it (the largest 12). Home-based businesses aren’t counted here.

Health care

95 hospital beds and 701 nursing home beds.

Practices, clinics and facilities in the directory (individual practitioners are never listed). Beds: Medicare cost reports and nursing home records.

Liquor licenses

  • Restaurants, bars, clubs and hotels142
  • Stores (beer, wine or liquor to take home)109
  • Breweries, wineries and distilleries43

294 NYS Liquor Authority licenses in force at businesses in the directory.

Bank deposits at local branches

  • Five Star Bank564 million 39%
  • Community Bank484 million 33%
  • Chemung Canal Trust Company154 million 11%
  • Maple City Savings Bank, FSB108 million 7%
  • Citizens & Northern Bank81 million 6%
  • Manufacturers and Traders Trust Company58 million 4%

$1.4 billion held at 15 bank branches in the county, June 2026 (FDIC Summary of Deposits).

SBA-backed loans

  • 20267 loans $2.9 million
  • 202517 loans $10.6 million
  • 202417 loans $3.4 million
  • 202310 loans $7.6 million
  • 202213 loans $2.2 million
  • 202114 loans $3.5 million
  • 20208 loans $1 million
  • 20171 loans $567,000

89 7(a) and 504 loans to businesses here, $36.8 million in all, backing 642 jobs (the borrowers’ own estimates). 18 went to startups. U.S. Small Business Administration loan data; loans to individuals are left out.

SBA lenders

  • Five Star Bank19 loans $1.1 million
  • First Heritage Federal Credit Union18 loans $4.4 million
  • Manufacturers and Traders Trust Company8 loans $2.3 million
  • Community Bank, National Association7 loans $711,500
  • Northeast Bank6 loans $1 million
  • Chemung Canal Trust Company6 loans $802,200
  • BayFirst National Bank3 loans $650,000
  • Live Oak Banking Company2 loans $7.2 million

A 504 loan counts under its certified development company.

Commercial property

TypeParcelsAcresFull market value
Retail, restaurants and shopping1,0031,448$399.1 million
Offices and banks149206$201.1 million
Auto and gas290503$79.6 million
Industrial and warehouses3707,835$375.7 million
Hotels, apartments and mobile home parks4951,511$377.4 million
Vacant commercial and industrial land5202,843$36.9 million
Other commercial39263$11.3 million

Commercial, industrial and vacant business parcels only (not homes), from the state’s public tax-parcel map. Market values are the assessor’s estimates.

Public money

IDA tax-break projects
80
Full-time jobs at those projects, before → latest report
5,607 → 8,184
At the 48 projects that estimated new jobs, jobs added since
+2,133 of 1,844 estimated
Their tax breaks this year: exemptions − PILOTs = net
$18.9 million − $12.8 million = $6.1 million
Empire State Development awards
$58.8 million (102)
Total project cost, including private investment
$242.4 million
New jobs at the awards that report progress: created so far of promised
64 of 132
Federal contracts to local businesses and organizations
$1.8 million (12)
Federal grants to local businesses and organizations
$46.8 million (36)
Open local bids
8
New homes and apartments permitted this year
73

State Authorities Budget Office (IDA reports), USAspending.gov, the county’s bid pages and the Census Bureau’s permit survey. Public projects → · Spending and market size → · Public budgets →

Food safety

Restaurants and food service with a recent inspection
183
No violations at the last inspection
81 (44%)
At least one critical violation
20 (11%)

New York State Department of Health (or the county health department).

What the county is known for

Wineries, breweries and distilleries
49

What we know about them

From the businesses’ own websites, state records and open map data. Browse Steuben County, NY’s businesses →